One of the ways you can earn additional cash in Nigeria is to refer and get paid Referral Apps. Referring and getting paid simply involves recommending online apps, and/or services to people and getting paid when they opt-in.
6 Apps That Pay Referral Bonus In Nigeria
The process is quite simple and to help you start, here is a list of Referral apps that pay in Nigeria in 2023:
1. Chipper Cash
Chipper cash is a popular online finance app with a unique referral program that gives you up to ₦1000 on every referral. Also, the person you refer gets ₦1000 once the person signs up with their mobile number and make transfer to another chipper cash user.
You earn on every referral and the more you refer, the higher you earn. The referral earnings may drop at times but you will always get paid.
2. PalmPay
PalmPay is a household name when it comes to online banking and they also offer a lot of reward programs including referral bonus. PalmPay has three ways of paying referral bonus. The first is the “Refer and Earn” program that gives you ₦600 for one referral.
The second way of earning is the “Invitation” program that gives you points for referring friends. You can earn up to 400 points here, and 1 point is equivalent to ₦1. You can convert these points or use them to purchase data, and airtime, pay bills and also convert to PalmCoins which you can use to order physical items on the app.
The third way is called the “Cash Spree”. This plan pays you real money in PalmPay. This gives you up to ₦500 for inviting friends. No matter the plan, your referral must transact after registering for you to earn.
3. YellowCard
YellowCard has a referral bonus that pays you up to 20% commission whenever your referral purchases crypto on the app.
If your referral uses your referral link to sign up, you will earn up to 20% of the amount of crypto purchased. For instance, if your referral trades ₦20,000 worth of crypto, you could get up to ₦4,000 free money.
4. Kuda Bank
Kuda is a popular online microfinance bank in Nigeria and it also has one of the best referral reward plan in Nigeria. By referring others, you can be rewarded up to ₦1,000.
While the Kuda Bank referral program is great, you must have been completely verified (complete the KYC) before getting access to the invitation program.
6. Risevest
Risevest stands out as a highly trustworthy referral application in Nigeria, offering substantial rewards. This versatile app facilitates investment in various financial assets, including dollar investments, fixed savings, real estate, stocks, and more.
Risevest provides two lucrative referral programs:
- Referral Program: By referring individuals to the platform and having them deposit funds into their accounts, you can earn a generous 3% commission.
- Affiliate Program: For even greater earnings potential, the Affiliate Program is available. To access this program, you must maintain a minimum investment balance of $50 across all your investment plans on Risevest. This program offers the opportunity to boost your earnings significantly.
7. Fairmoney
Fairmoney is a well-known lending application that offers a fantastic opportunity to earn money online through its referral program. Among all the loan apps in Nigeria, Fairmoney stands out with its exceptional referral program.
The most popular referral program on the Fairmoney App is one that rewards you with a ₦500 discount on a loan when you invite a friend. The more people you invite, the more loan discounts you accumulate. You can even convert these discounts into cash by taking out a loan equal to the value of your earned rewards.
Additionally, there is another referral program called the Fairmoney MFB referral campaign, which allows you to enjoy rewards of up to ₦7000 for inviting just one person. It’s worth noting that this is a promotional offer and may be available intermittently.
Others are: Branch, Cowrywise, Trove, Opay, Piggvest, Luno, Umba, Carbon, Jumiapay, Binance, Flitaa, SCB and Roqqu.
